01
Send the plan
A subscription or a one-time invoice. The link carries the amount, the name, and the rails you allow.
Billing for teams that sell
Customers pay their way. You reconcile once.
Northline runs subscriptions and invoices across Stripe cards, Cash App, PayPal, Plaid bank linking, and direct deposit — then posts every dollar to the same ledger.
Preview checkout stays on this device. No live charge.
Invoice NL-2041
Studio plan
$49due today
Built for operators who outgrew card-only checkout
- Fieldnote
- Harbor & Co
- Lumen Clinic
- Brine
- Oddkin
- Sable Freight
The product
Card-only checkout is a quiet leak.
Some customers live in Cash App. Some already trust PayPal. Some will pay from a bank account and will not type a card. Northline lets them finish, and lets you close the books once.
02
They pick a rail
Stripe card, Cash App, PayPal, a Plaid-linked bank, or a direct deposit into your account.
03
The ledger agrees
Fee, net, and method land on one row. Receipts and retries follow that same row.
Rails
Five ways in. One record out.
Cards
Stripe
Visa, Mastercard, Amex, and Discover. The customer stays on your invoice instead of a generic hosted page.
$
Cash App
Cashtag
Let people pay from the balance they already use for rent, friends, and side work. Record the $Cashtag on the same receipt.
PayPal
Wallet
PayPal checkout without a second dashboard. The payment posts beside cards and bank debits.
Plaid
Instant bank
Customers link a checking account instead of typing a routing number. You see the institution and a masked account.
Direct bank
ACH
Routing and account number, for payers who want the debit to land in your operating account.
After the payment
The part finance actually feels.
One ledger, five rails
Cards, wallets, Plaid, and direct bank deposits post as the same kind of row. Month-end stops being a scavenger hunt.
Retries that know the method
A failed card gets another attempt. A Cash App or PayPal payer gets a nudge. A bank customer is never emailed a card form.
Receipts that name the rail
The customer sees what they used — Visa, a $Cashtag, PayPal, or a masked account — not a generic “payment received.”
Methods worth saving
Returning subscribers reuse the rail they already trusted. You are not asking them to start over every renewal.
Plan changes without a spreadsheet
Upgrades and pauses prorate on the ledger. The original rail stays attached unless the customer picks a new one.
A file your books can read
Export the month once. Rail, fee, and net amount sit in columns finance does not have to retype.
Put Northline between the invoice and the bank.
Studio is $49 a month, with 0.55% + 25¢ on the payments you collect.
Pricing
Platform fee, then a rate you can explain.
Yearly includes two months.
A month on Studio
Assumes a $48 average ticket. Real rail costs differ — this is the published Studio schedule, not a quote from Stripe or PayPal.
$24,000 volume
- Platform
- $49/mo
- Estimated rail fees
- $257.00
- Tickets in the estimate
- 500
Pilot
Prove the rails before you hire a finance owner.
$0/mo
Billed monthly · 0.90% + 30¢ per payment
- Card, Cash App, PayPal, Plaid, and direct bank
- Up to $5,000 processed each month
- Email receipts and a monthly CSV
- One operating account
Studio
Most teamsThe plan most teams run once customers pick a wallet or a bank.
$49/mo
Billed monthly · 0.55% + 25¢ per payment
- Up to $100,000 processed each month
- Retries that follow the original rail
- Saved methods and branded receipts
- Dunning that does not nag a bank payer for a card
House
For finance teams routing money into more than one account.
$189/mo
Billed monthly · 0.35% + 20¢ per payment
- Custom volume
- Send each rail to a different account
- Shared queue for failed payments
- Proration when a customer changes plans
Stories
What changes when the customer gets a choice.
“We were losing people at the card form who would have paid from Cash App in ten seconds.”
“Plaid bank pay cut our card fees, and I still close in one export. That was the whole ask.”
“Patients who will not store a card will type a routing number. We stopped pretending they wouldn’t.”
Questions, answered straight.
Does Northline hold the money?
No. Cards are meant to settle through Stripe, Cash App and PayPal settle in those wallets, and bank payments are aimed at the operating account you connect. Northline is the checkout and the ledger, not a second bank.
Will this page charge me?
No. Checkout on this preview checks the details and saves a receipt in your browser. It does not call Stripe, Cash App, PayPal, Plaid, or a bank, and it does not store a full card or account number.
What is the difference between Plaid and direct bank?
Plaid is for customers who would rather link an account than type digits — in production that opens their bank’s own login. Direct bank is the routing and account number, for people who already know them and want the debit aimed at your account.
Can I turn a rail off?
Yes. Offer cards only, wallets only, or bank only. The ledger does not change shape when you hide a method.
How do refunds work?
A refund is meant to return on the rail it came in on: back to the card, the wallet, or the linked account. You should not need a side spreadsheet to remember which one.
Get the setup checklist, or just pick a plan.
The checklist covers connecting Stripe, Cash App, PayPal, Plaid, and the bank account deposits should land in. Or skip ahead and run a preview checkout.